How to calculate total assets and net worth – what do you include?

How to calculate total assets

Knowing your net worth is an absolutely vital step in reaching your aim of early retirement. In fact its vital even if you aren’t looking to retire early. This is no different to any aim we have in life. What would you do if you were planning on running a marathon in personal best time? … Read more

Should you draw your defined benefit pension early?

Does drawing your defined benefit pension early make sense?

One of my early financial freedom dreams was to be able to afford a fishing boat. If my plans for financial freedom and early retirement don’t go to plan then I’ll be stuck with the wooden heap you can see above. But if I make the right choices and save hard I’ll be able to … Read more

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